Occupational Accident Insurance

Occupational Accident Insurance is a specialized policy that protects Independent Contractors while they are working. It ensures that your business is shielded from liability if an injury occurs on the job. MyNICA’s policy includes limited off-the-job coverage as well.

Smiling truck driver in a plaid shirt sitting in the cab of a blue semi-truck, looking out the window with hands on the steering wheel

Man in protective goggles and overalls assembling a wooden backyard playset with a drill, including a climbing wall and green slide

What is Occupational Accident Insurance?

When contractors are injured and unable to work, Occupational Accident Insurance provides medical, disability, and accidental death and dismemberment benefits. MyNICA’s program even extends to certain off-the-job incidents, helping companies maintain compliance and reduce risk exposure. (Benefits are subject to all policy terms, conditions and exclusions.)

Why Do Companies Need Occupational Accident Insurance?

When an accident occurs for an Independent Contractor, Contracting Companies can face a great challenge with their Workers' Compensation policy. MyNICA puts policies in place to prevent mis-classification of the contractor.

Most contracting companies require proof of injury coverage before allowing independent contractors to begin work. MyNICA expedites certificates of insurance, making it easier for your company to stay compliant and ensure coverage.

MyNICA leverages the buying power of thousands of contractors to secure Occupational Accident Insurance at group rates, giving independent contractors and your company affordable access to essential protection.

A Smarter Way to Support Your Independent Contractors

Simplify contractor management with MyNICA. Reduce risk, save time, and ensure your contractors have the coverage and compliance they need, so your business runs smoothly.

A Lite Studio Production

Occupational Accident Insurance

What is Occupational Accident Insurance?

Why Do Companies Need Occupational Accident Insurance?

A Smarter Way to Support Your Independent Contractors

Services

Our Company

For Members

Contact